The UGA Finance Program offers promotional offers for qualified programs to qualified consumers.
Deferred Interest Promotion
A deferred interest promotion is not a zero-interest loan; instead, interest is calculated but not added to your Account balance if 1) the balance is paid in full within the promotional period and 2) scheduled monthly payments are made on time each month. If the conditions of your special promotional interest terms are not met, interest will be charged from the date of the qualifying purchase at the Annual Percentage Rate (APR) disclosed in your Agreement or Charge Slip, as applicable.
The terms of any special promotional interest terms are detailed in the consumer Agreements or Charge Slips, as applicable. For example, you may see special promotional interest terms such as:
No Interest if Paid in Full Within 6 Months
No Interest if Paid in Full Within 12 Months
No Interest if Paid in Full Within 24 Months
For more information, please see our consumer FAQ on Deferred Interest Promotion and watch our educational video below.