> ## Documentation Index
> Fetch the complete documentation index at: https://knowledge.uportal360.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Override Purchasing Decision

## Override Purchasing Decision using uPortal360

<Info>
  **NOTICE - Increase Line of Credit - Custom Configuration**

  The Increase Line of Credit Feature is only available to certain program types and configurations.
</Info>

## Increase Line of Credit Feature

**When an applicant is approved, select Loan Options.**

<img src="https://mintcdn.com/uas-knowledge/aC3wvZFHsYDfvrjs/images/screen-shot-2021-10-19-at-12-05-19-pm.png?fit=max&auto=format&n=aC3wvZFHsYDfvrjs&q=85&s=4dc1fd98e8d1a4728711683cc8f7941f" alt="Screen Shot 2021-10-19 at 12.05.19 PM" width="2336" height="394" data-path="images/screen-shot-2021-10-19-at-12-05-19-pm.png" />

**On the Charge Entry screen, if your program configuration allows, you will see the "Increase Line of Credit" button.**

<img src="https://mintcdn.com/uas-knowledge/aC3wvZFHsYDfvrjs/images/screen-shot-2021-10-19-at-12-18-00-pm.png?fit=max&auto=format&n=aC3wvZFHsYDfvrjs&q=85&s=16ed6a512cb992f18e89573234df3225" alt="Screen Shot 2021-10-19 at 12.18.00 PM.png" width="1650" height="764" data-path="images/screen-shot-2021-10-19-at-12-18-00-pm.png" />

**Click the "Increase Line of Credit" button to open the Increase Line of Credit feature.**

<img src="https://mintcdn.com/uas-knowledge/aC3wvZFHsYDfvrjs/images/screen-shot-2021-10-19-at-12-07-29-pm.png?fit=max&auto=format&n=aC3wvZFHsYDfvrjs&q=85&s=f716a2304d6576003290f16de15478ac" alt="Screen Shot 2021-10-19 at 12.07.29 PM.png" width="2236" height="718" data-path="images/screen-shot-2021-10-19-at-12-07-29-pm.png" />

**This will show you the following information:**

| **Increase LOC Amount**    | **Definition**                                                                                         |
| -------------------------- | ------------------------------------------------------------------------------------------------------ |
| **Default Credit Line**    | The default line of credit that the account was initially approved for.                                |
| **Current Credit Line**    | The current line of credit on the account.                                                             |
| **Max Allowable**          | Highest amount allowed to request for the line of credit increase.                                     |
| **Line of Credit Request** | \[User Input] - The specifiic amount of the line of credit you would like to increase this account to. |

#### Related Documentation

[Full Increase Line of Credit Documentation](https://knowledge.uportal360.com/docs/how-to-increase-line-of-credit)

## How to Override Purchasing Decision

If a **"NOTE:"** is present in the Increase Line of Credit popup, read the verbiage to see the maximum threshold of credit line that will be purchase eligible. For example, if the NOTE says *"If the new credit line is over \$2,500.00, the account will not be eligible for purchase. The credit limit cannot be raised above the max allowable below."*   In practice, if you were to request a line of credit higher than the amount listed in the "NOTE:" section, the account will no longer be eligible for Purchase and will automatically be decisioned for Servicing.

<img src="https://mintcdn.com/uas-knowledge/aC3wvZFHsYDfvrjs/images/screen-shot-2021-10-19-at-12-33-23-pm.png?fit=max&auto=format&n=aC3wvZFHsYDfvrjs&q=85&s=19f78e80090ac8d66b4d4d9186749ca5" alt="Screen Shot 2021-10-19 at 12.33.23 PM.png" width="1028" height="626" data-path="images/screen-shot-2021-10-19-at-12-33-23-pm.png" />

In this example, if we request to raise the credit limit to $3000, which is above the $2,500 purchase eligibility limit, the amount of credit will be raised, and when the account is assigned it will not be eligible for purchase.

<img src="https://mintcdn.com/uas-knowledge/aC3wvZFHsYDfvrjs/images/screen-shot-2021-10-19-at-12-38-00-pm.png?fit=max&auto=format&n=aC3wvZFHsYDfvrjs&q=85&s=34023efc0596541e65ad0a3657994bf8" alt="Screen Shot 2021-10-19 at 12.38.00 PM.png" width="988" height="408" data-path="images/screen-shot-2021-10-19-at-12-38-00-pm.png" />
