<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1">
    
  <url>
    <loc>https://knowledge.uportal360.com/account-and-user-setup/faq-merchant-setup-new-locations</loc>
    <lastmod>2026-09-23T01:22:34.254Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/credit-application-process/consumer-application-experience</loc>
    <lastmod>2026-09-23T01:22:34.254Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/credit-application-process/faq-applications-and-signing</loc>
    <lastmod>2026-09-23T01:22:34.253Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/credit-application-process/faq-credit-approval-and-verification</loc>
    <lastmod>2026-09-23T01:22:34.252Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/finance-programs-pur-and-srv/general-finance-program-information/first-contract-signed-what-to-expect</loc>
    <lastmod>2026-09-23T01:22:34.252Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/finance-programs-pur-and-srv/general-finance-program-information/guide-for-merchants</loc>
    <lastmod>2026-09-23T01:22:34.251Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/finance-programs-pur-and-srv/general-finance-program-information/how-can-i-update-my-funding-information</loc>
    <lastmod>2026-09-23T01:22:34.251Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/finance-programs-pur-and-srv/general-finance-program-information/how-does-uga-finance-operate</loc>
    <lastmod>2026-09-23T01:22:34.250Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/finance-programs-pur-and-srv/general-finance-program-information/promotional-offers</loc>
    <lastmod>2026-09-23T01:22:34.249Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/finance-programs-pur-and-srv/general-finance-program-information/serviced-v-purchased-account</loc>
    <lastmod>2026-09-23T01:22:34.245Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/finance-programs-pur-and-srv/purchasing-and-servicing-program/bank-program-merchant-faqs</loc>
    <lastmod>2026-09-23T01:22:34.245Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/finance-programs-pur-and-srv/purchasing-and-servicing-program/bulk-fields</loc>
    <lastmod>2026-09-23T01:22:34.244Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/finance-programs-pur-and-srv/purchasing-and-servicing-program/exit-and-transfer-accounts</loc>
    <lastmod>2026-09-23T01:22:34.243Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/finance-programs-pur-and-srv/purchasing-and-servicing-program/how-can-i-determine-which-contracts-have-been-purchased-by-uas</loc>
    <lastmod>2026-09-23T01:22:34.243Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/finance-programs-pur-and-srv/purchasing-and-servicing-program/how-do-i-calculate-my-companys-advance-using-uportal360</loc>
    <lastmod>2026-09-23T01:22:34.242Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/finance-programs-pur-and-srv/purchasing-and-servicing-program/how-do-i-know-what-tier-a-consumer-falls-into-in-regard-to-my-payout</loc>
    <lastmod>2026-09-23T01:22:34.258Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/finance-programs-pur-and-srv/purchasing-and-servicing-program/how-often-is-my-portfolio-reviewed-to-see-if-contracts-can-be-purchased-by-uas</loc>
    <lastmod>2026-09-23T01:22:34.290Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/finance-programs-pur-and-srv/purchasing-and-servicing-program/how-to-override-purchasing-decision</loc>
    <lastmod>2026-09-23T01:22:34.296Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/additional-charges-new-monthly-payment-amounts</loc>
    <lastmod>2026-09-23T01:22:34.235Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/can-a-closed-account-be-re-opened</loc>
    <lastmod>2026-09-23T01:22:34.246Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/can-a-consumers-account-be-re-used</loc>
    <lastmod>2026-09-23T01:22:34.233Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/can-the-consumer-pay-more-than-the-down-payment-amount</loc>
    <lastmod>2026-09-23T01:22:34.231Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/can-you-update-the-student-idclient-external-id</loc>
    <lastmod>2026-09-23T01:22:34.237Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/employment-changes</loc>
    <lastmod>2026-09-23T01:22:34.239Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/how-can-i-help-a-consumer-add-a-payment-method-to-their-account</loc>
    <lastmod>2026-09-23T01:22:34.240Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/how-can-i-tell-if-the-consumer-paid-the-down-payment</loc>
    <lastmod>2026-09-23T01:22:34.240Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/how-do-i-change-a-consumers-email-if-their-contract-is-in-the-needs-signing-queue</loc>
    <lastmod>2026-09-23T01:22:34.242Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/how-do-i-change-a-consumers-information</loc>
    <lastmod>2026-09-23T01:22:34.231Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/how-do-i-change-a-consumers-personal-information</loc>
    <lastmod>2026-09-23T01:22:34.237Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/how-do-i-know-if-a-consumer-is-current-or-past-due-on-their-payments</loc>
    <lastmod>2026-09-23T01:22:34.241Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/how-do-i-process-a-down-payment-with-uportal360</loc>
    <lastmod>2026-09-23T01:22:34.227Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/how-do-i-see-the-transaction-history-on-a-specific-contract</loc>
    <lastmod>2026-09-23T01:22:34.235Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/how-do-i-submit-a-case-related-to-a-specific-contract</loc>
    <lastmod>2026-09-23T01:22:34.227Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/how-do-i-view-the-charge-slips-of-a-specific-contract</loc>
    <lastmod>2026-09-23T01:22:34.232Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/how-to-integrate-financing-into-your-contact-center</loc>
    <lastmod>2026-09-23T01:22:34.225Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/if-a-consumer-has-available-credit-can-it-be-used-where</loc>
    <lastmod>2026-09-23T01:22:34.225Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/if-we-are-opening-a-new-location-how-can-we-get-that-set-up-with-uga-finance</loc>
    <lastmod>2026-09-23T01:22:34.246Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/it-says-a-consumer-already-exists-in-the-system-when-i-try-to-enter-a-new-application-but-when-i-sea</loc>
    <lastmod>2026-09-23T01:22:34.226Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/once-a-consumer-has-completed-their-agreement-how-do-i-know-when-its-been-completed-am-i-notified-or</loc>
    <lastmod>2026-09-23T01:22:34.228Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/our-office-has-multiple-locations-and-we-have-a-consumer-that-is-wanting-to-transfer-to-another-loca</loc>
    <lastmod>2026-09-23T01:22:34.234Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/uportal-360-setup-tips-and-tricks</loc>
    <lastmod>2026-09-23T01:22:34.238Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/we-have-a-consumer-that-was-sent-to-collections-but-i-am-unable-to-find-them-in-uportal360-how-can-i</loc>
    <lastmod>2026-09-23T01:22:34.236Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/what-if-a-consumer-has-been-paying-the-client-their-monthly-payments-and-they-are-sent-to-collection</loc>
    <lastmod>2026-09-23T01:22:34.239Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/what-if-i-am-unable-to-find-a-consumer-that-i-know-had-an-application</loc>
    <lastmod>2026-09-23T01:22:34.224Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/where-do-my-consumers-send-their-payments-to</loc>
    <lastmod>2026-09-23T01:22:34.233Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/why-do-i-have-to-submit-a-case</loc>
    <lastmod>2026-09-23T01:22:34.133Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/why-is-my-account-inactive-when-i-didnt-cancel-services</loc>
    <lastmod>2026-09-23T01:22:34.133Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/why-was-customers-payment-declined</loc>
    <lastmod>2026-09-23T01:22:34.132Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/accounts-and-consumers/will-consumers-receive-monthly-statements</loc>
    <lastmod>2026-09-23T01:22:34.132Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/contracts-and-modifications/can-i-change-the-charge-slip-amount</loc>
    <lastmod>2026-09-23T01:22:34.131Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/contracts-and-modifications/how-can-a-consumers-contract-be-canceled</loc>
    <lastmod>2026-09-23T01:22:34.131Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/contracts-and-modifications/how-can-i-push-out-a-payment-if-my-consumer-paid-early</loc>
    <lastmod>2026-09-23T01:22:34.130Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/contracts-and-modifications/how-can-i-request-changes-to-active-contracts</loc>
    <lastmod>2026-09-23T01:22:34.129Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/contracts-and-modifications/how-do-i-propose-changes-to-the-merchant-agreement</loc>
    <lastmod>2026-09-23T01:22:34.129Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/contracts-and-modifications/how-do-i-view-a-copy-of-a-consumers-signed-agreement</loc>
    <lastmod>2026-09-23T01:22:34.128Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/contracts-and-modifications/how-to-update-incorrect-information-on-a-contract</loc>
    <lastmod>2026-09-23T01:22:34.127Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/contracts-and-modifications/how-to-void-an-application</loc>
    <lastmod>2026-09-23T01:22:34.126Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/contracts-and-modifications/i-m-having-issues-signing-my-merchant-agreement</loc>
    <lastmod>2026-09-23T01:22:34.126Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/contracts-and-modifications/i-m-not-receiving-the-merchant-agreement-email-from-docusign</loc>
    <lastmod>2026-09-23T01:22:34.125Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/contracts-and-modifications/recourse</loc>
    <lastmod>2026-09-23T01:22:34.125Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/contracts-and-modifications/there-was-a-mistake-to-the-consumers-name-on-the-contract-how-can-it-be-corrected-and-will-it-reflec</loc>
    <lastmod>2026-09-23T01:22:34.124Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/contracts-and-modifications/what-happens-if-a-consumer-loses-their-contract</loc>
    <lastmod>2026-09-23T01:22:34.123Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/contracts-and-modifications/what-is-the-difference-between-a-purchased-contract-and-a-serviced-contract-will-my-consumer-know-an</loc>
    <lastmod>2026-09-23T01:22:34.123Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/contracts-and-modifications/what-is-the-process-for-a-consumer-that-is-purchase-eligible-in-terms-of-the-steps-they-will-take-fo</loc>
    <lastmod>2026-09-23T01:22:34.135Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/contracts-and-modifications/when-will-i-receive-the-funds-from-a-pur-account</loc>
    <lastmod>2026-09-23T01:22:34.136Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/contracts-and-modifications/why-is-the-portal-telling-me-there-are-no-available-terms</loc>
    <lastmod>2026-09-23T01:22:34.135Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/credit-and-verification/can-a-consumer-be-approved-and-then-declined-later</loc>
    <lastmod>2026-09-23T01:22:34.160Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/credit-and-verification/can-a-consumers-line-of-credit-be-increased</loc>
    <lastmod>2026-09-23T01:22:34.154Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/credit-and-verification/creditfreeze</loc>
    <lastmod>2026-09-23T01:22:34.119Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/credit-and-verification/how-do-i-know-if-a-consumer-has-completed-their-online-verification</loc>
    <lastmod>2026-09-23T01:22:34.118Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/credit-and-verification/how-do-we-proceed-with-a-consumer-that-does-not-have-a-social-security-number</loc>
    <lastmod>2026-09-23T01:22:34.117Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/credit-and-verification/if-a-consumers-credit-is-run-as-a-hard-pull-is-there-a-process-to-have-this-removed-if-they-disagree</loc>
    <lastmod>2026-09-23T01:22:34.112Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/credit-and-verification/my-consumer-stated-they-have-a-high-credit-score-but-were-not-approved-for-very-much-why-is-that</loc>
    <lastmod>2026-09-23T01:22:34.110Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/credit-and-verification/who-is-used-to-pull-credit-on-my-consumers-is-a-credit-pull-a-hard-or-soft-inquiry</loc>
    <lastmod>2026-09-23T01:22:34.110Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/general/how-do-i-request-reports-that-are-not-available-in-uportal360</loc>
    <lastmod>2026-09-23T01:22:34.105Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/interest-fees-and-charges/can-late-fees-be-waived</loc>
    <lastmod>2026-09-23T01:22:34.112Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/interest-fees-and-charges/how-is-interest-charged-is-it-compounding</loc>
    <lastmod>2026-09-23T01:22:34.115Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/interest-fees-and-charges/what-is-the-difference-between-a-fee-and-a-charge-what-types-of-fees-could-a-consumer-potentially-se</loc>
    <lastmod>2026-09-23T01:22:34.117Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/merchant-program-and-funding/as-a-new-merchant-what-information-will-i-need-to-complete-merchant-application</loc>
    <lastmod>2026-09-23T01:22:34.115Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/merchant-program-and-funding/as-a-new-merchant-what-is-the-mutual-non-disclosure-agreement</loc>
    <lastmod>2026-09-23T01:22:34.116Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/merchant-program-and-funding/new-merchant-why-do-i-have-more-than-one-application</loc>
    <lastmod>2026-09-23T01:22:34.119Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/payments-and-billing/can-a-consumer-override-how-much-they-pay-every-month-when-using-autopay</loc>
    <lastmod>2026-09-23T01:22:34.106Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/payments-and-billing/can-a-consumers-due-date-be-changed</loc>
    <lastmod>2026-09-23T01:22:34.111Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/payments-and-billing/can-my-consumers-pay-online-how-do-they-retrieve-their-login-information</loc>
    <lastmod>2026-09-23T01:22:34.103Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/payments-and-billing/how-long-does-it-take-for-a-consumers-payment-to-post-to-uportal360</loc>
    <lastmod>2026-09-23T01:22:34.109Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/payments-and-billing/if-a-consumers-amount-financed-is-lowered-will-that-reflect-in-their-payments-as-well-what-is-the-pr</loc>
    <lastmod>2026-09-23T01:22:34.120Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/payments-and-billing/is-there-a-character-limit-on-the-charge-slip-description</loc>
    <lastmod>2026-09-23T01:22:34.108Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/payments-and-billing/lvi-once-the-down-payment-is-completed-can-the-consumer-make-an-additional-down-payment</loc>
    <lastmod>2026-09-23T01:22:34.114Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/payments-and-billing/overpayments</loc>
    <lastmod>2026-09-23T01:22:34.114Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/payments-and-billing/what-is-the-limit-for-a-one-time-transaction-for-achcredit-and-debit-cards</loc>
    <lastmod>2026-09-23T01:22:34.106Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/payments-and-billing/when-are-a-consumers-payments-due</loc>
    <lastmod>2026-09-23T01:22:34.113Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/payments-and-billing/when-do-payments-start</loc>
    <lastmod>2026-09-23T01:22:33.992Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/payments-and-billing/when-does-the-new-payment-amount-for-an-add-on-purchase-go-into-effect</loc>
    <lastmod>2026-09-23T01:22:33.991Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/payments-and-billing/where-and-how-can-a-consumer-pay-off-their-account</loc>
    <lastmod>2026-09-23T01:22:34.002Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/frequently-asked-questions/payments-and-billing/will-consumers-receive-alerts-or-notices-on-their-contract</loc>
    <lastmod>2026-09-23T01:22:34.002Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/getting-started-with-uga-finance/faq-new-merchant-application</loc>
    <lastmod>2026-09-23T01:22:33.999Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/getting-started-with-uga-finance/merchant-control-panel</loc>
    <lastmod>2026-09-23T01:22:33.998Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/getting-started-with-uga-finance/referral-partner/faq-referral-partner</loc>
    <lastmod>2026-09-23T01:22:33.988Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/getting-started-with-uga-finance/referral-partner/referral-partner-role-and-expectations</loc>
    <lastmod>2026-09-23T01:22:33.988Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/getting-started-with-uga-finance/signing-the-merchant-agreement</loc>
    <lastmod>2026-09-23T01:22:33.987Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/glossary</loc>
    <lastmod>2026-09-03T14:05:39.715Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/help-and-contacts/clone-payment-calculator</loc>
    <lastmod>2026-09-23T01:22:33.985Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/help-and-contacts/clone-support-contacts-resources</loc>
    <lastmod>2026-09-23T01:22:33.984Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/help-and-contacts/glossary-of-terms</loc>
    <lastmod>2026-09-23T01:22:33.983Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com</loc>
    <lastmod>2026-09-03T14:05:39.718Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/integrations-and-api/api-v2/api-schema</loc>
    <lastmod>2026-09-23T01:22:33.996Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/integrations-and-api/api-v2/application-link</loc>
    <lastmod>2026-09-23T01:22:33.983Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/integrations-and-api/api-v2/application-statuses</loc>
    <lastmod>2026-09-23T01:22:33.982Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/integrations-and-api/api-v2/contract-statuses</loc>
    <lastmod>2026-09-23T01:22:33.981Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/integrations-and-api/api-v2/error-codes</loc>
    <lastmod>2026-09-23T01:22:33.980Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/integrations-and-api/api-v2/format-tips</loc>
    <lastmod>2026-09-23T01:22:33.980Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/integrations-and-api/api-v2/implementation-guide</loc>
    <lastmod>2026-09-23T01:22:33.993Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/integrations-and-api/api-v2/ip-allowlist</loc>
    <lastmod>2026-09-23T01:22:33.979Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/integrations-and-api/api-v2/legacy-testing</loc>
    <lastmod>2026-09-23T01:22:33.979Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/integrations-and-api/api-v2/redirect-after-signing</loc>
    <lastmod>2026-09-23T01:22:33.990Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/integrations-and-api/api-v2/return-payment-transaction</loc>
    <lastmod>2026-09-23T01:22:34.046Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/integrations-and-api/api-v2/testing</loc>
    <lastmod>2026-09-23T01:22:34.044Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/integrations-and-api/contracts-dictionary</loc>
    <lastmod>2026-09-23T01:22:33.967Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/integrations-and-api/salesforce-integration</loc>
    <lastmod>2026-09-23T01:22:33.972Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/integrations-and-api/sftp-access-and-setup</loc>
    <lastmod>2026-09-23T01:22:33.976Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/managing-contracts/add-a-charge</loc>
    <lastmod>2026-09-23T01:22:33.971Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/managing-contracts/contract-modifications-guide</loc>
    <lastmod>2026-09-23T01:22:33.966Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/managing-contracts/faq-account-management</loc>
    <lastmod>2026-09-23T01:22:33.962Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/managing-contracts/faq-contracts-and-modifications</loc>
    <lastmod>2026-09-23T01:22:33.965Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/purchasing-program-approval/faq-merchant-bank-program</loc>
    <lastmod>2026-09-23T01:22:33.973Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/purchasing-program-approval/faq-merchant-funding-and-advances</loc>
    <lastmod>2026-09-23T01:22:33.964Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/reports-and-invoices/clone-uas-billing-invoice</loc>
    <lastmod>2026-09-23T01:22:33.986Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/reports-and-invoices/faq-reports</loc>
    <lastmod>2026-09-23T01:22:33.966Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/servicing-and-consumer-payments/faq-consumer-payments</loc>
    <lastmod>2026-09-23T01:22:33.969Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/servicing-and-consumer-payments/faq-interest-fees-and-charges</loc>
    <lastmod>2026-09-23T01:22:33.977Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/servicing-and-consumer-payments/faq-statements-alerts-and-notices</loc>
    <lastmod>2026-09-23T01:22:33.969Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/support-tickets-and-cases/faq-cases-support</loc>
    <lastmod>2026-09-23T01:22:33.989Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/support-tickets-and-cases/formal-consumer-complaints</loc>
    <lastmod>2026-09-23T01:22:33.975Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/support-tickets-and-cases/how-to-resolve-support-tickets</loc>
    <lastmod>2026-09-23T01:22:33.962Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/support-tickets-and-contract-changes/add-charge</loc>
    <lastmod>2026-09-23T01:22:33.963Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/support-tickets-and-contract-changes/consumer-complaints</loc>
    <lastmod>2026-09-23T01:22:33.971Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/support-tickets-and-contract-changes/contract-modifications</loc>
    <lastmod>2026-09-23T01:22:33.978Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/support-tickets-and-contract-changes/contract-refinance</loc>
    <lastmod>2026-09-23T01:22:33.970Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/support-tickets-and-contract-changes/hardships/consecutive-age</loc>
    <lastmod>2026-09-23T01:22:33.968Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/support-tickets-and-contract-changes/hardships/due-date-change</loc>
    <lastmod>2026-09-23T01:22:34.001Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/support-tickets-and-contract-changes/hardships/extension</loc>
    <lastmod>2026-09-23T01:22:33.961Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/support-tickets-and-contract-changes/hardships/hardship-program</loc>
    <lastmod>2026-09-23T01:22:33.865Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/support-tickets-and-contract-changes/hardships/hardships-defined</loc>
    <lastmod>2026-09-23T01:22:33.872Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/support-tickets-and-contract-changes/hardships/modification-of-terms</loc>
    <lastmod>2026-09-23T01:22:33.864Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/support-tickets-and-contract-changes/online-verification-1</loc>
    <lastmod>2026-09-23T01:22:33.863Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/support-tickets-and-contract-changes/submit-return-transactions</loc>
    <lastmod>2026-09-23T01:22:33.862Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/support-tickets-and-contract-changes/support-cases</loc>
    <lastmod>2026-09-23T01:22:33.862Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/support-tickets-and-contract-changes/supporttickets</loc>
    <lastmod>2026-09-23T01:22:33.876Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/support/client-help</loc>
    <lastmod>2026-09-23T01:22:33.861Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/support/payment-calculator</loc>
    <lastmod>2026-09-23T01:22:33.860Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/consumer-application-journey/consumer-uportal360-inquiry-experience</loc>
    <lastmod>2026-09-23T01:22:33.859Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/consumer-application-journey/credit-underwriting-decisions</loc>
    <lastmod>2026-09-23T01:22:33.858Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/consumer-application-journey/docusign</loc>
    <lastmod>2026-09-23T01:22:33.858Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/consumer-application-journey/easiest-way-to-submit-a-contract</loc>
    <lastmod>2026-09-23T01:22:33.857Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/consumer-application-journey/quick-start-checkout-experience</loc>
    <lastmod>2026-09-23T01:22:33.882Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/consumer-application-journey/send-credit-applications-to-consumers</loc>
    <lastmod>2026-09-23T01:22:33.856Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/consumer-application-journey/short-appplication-consumer-journey</loc>
    <lastmod>2026-09-23T01:22:33.868Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/merchant-uportal-navigation/down-payments</loc>
    <lastmod>2026-09-23T01:22:33.856Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/merchant-uportal-navigation/merchant-control-panel-guide</loc>
    <lastmod>2026-09-23T01:22:33.866Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/merchant-uportal-navigation/my-queues/customers-without-credit-applications</loc>
    <lastmod>2026-09-23T01:22:33.855Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/merchant-uportal-navigation/my-queues/delivery-confirmation-queue</loc>
    <lastmod>2026-09-23T01:22:33.854Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/merchant-uportal-navigation/my-queues/edit-charge-amount</loc>
    <lastmod>2026-09-23T01:22:33.853Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/merchant-uportal-navigation/my-queues/needs-signing-queue</loc>
    <lastmod>2026-09-23T01:22:33.837Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/merchant-uportal-navigation/my-queues/needs-signing-queue-1</loc>
    <lastmod>2026-09-23T01:22:33.864Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/merchant-uportal-navigation/my-queues/resend-application</loc>
    <lastmod>2026-09-23T01:22:33.835Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/merchant-uportal-navigation/my-queues/to-do-queue</loc>
    <lastmod>2026-09-23T01:22:33.835Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/merchant-uportal-navigation/my-queues/void-credit-applications-queue</loc>
    <lastmod>2026-09-23T01:22:33.834Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/merchant-uportal-navigation/resolving-pending-apps</loc>
    <lastmod>2026-09-23T01:22:33.833Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/merchant-uportal-navigation/user-setup-and-management/account-location-setup</loc>
    <lastmod>2026-09-23T01:22:33.886Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/merchant-uportal-navigation/user-setup-and-management/permissions</loc>
    <lastmod>2026-09-23T01:22:33.893Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/merchant-uportal-navigation/user-setup-and-management/portal-pin</loc>
    <lastmod>2026-09-23T01:22:33.848Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/merchant-uportal-navigation/user-setup-and-management/quick-start-guide</loc>
    <lastmod>2026-09-23T01:22:33.846Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/merchant-uportal-navigation/user-setup-and-management/user-management</loc>
    <lastmod>2026-09-23T01:22:33.839Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/reports-and-reconciliation/account-summary-srv</loc>
    <lastmod>2026-09-23T01:22:33.840Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/reports-and-reconciliation/assignments</loc>
    <lastmod>2026-09-23T01:22:33.851Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/reports-and-reconciliation/charge-slips-report-set</loc>
    <lastmod>2026-09-23T01:22:33.849Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/reports-and-reconciliation/contract-report-set</loc>
    <lastmod>2026-09-23T01:22:33.846Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/reports-and-reconciliation/delinquency-report-set</loc>
    <lastmod>2026-09-23T01:22:33.832Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/reports-and-reconciliation/earnings-claims</loc>
    <lastmod>2026-09-23T01:22:33.838Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/reports-and-reconciliation/omega-billing-invoice</loc>
    <lastmod>2026-09-23T01:22:33.829Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/reports-and-reconciliation/online-verification</loc>
    <lastmod>2026-09-23T01:22:33.852Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/reports-and-reconciliation/purchased-transactions</loc>
    <lastmod>2026-09-23T01:22:33.832Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/reports-and-reconciliation/reports</loc>
    <lastmod>2026-09-23T01:22:33.828Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/reports-and-reconciliation/reports-tips-tricks</loc>
    <lastmod>2026-09-23T01:22:33.853Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/reports-and-reconciliation/reserve-invoice</loc>
    <lastmod>2026-09-23T01:22:33.826Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/reports-and-reconciliation/sales-management</loc>
    <lastmod>2026-09-23T01:22:33.847Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/reports-and-reconciliation/sales-management-1</loc>
    <lastmod>2026-09-23T01:22:33.850Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/reports-and-reconciliation/support-ticket-report-set</loc>
    <lastmod>2026-09-23T01:22:33.848Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/reports-and-reconciliation/trending-data-report-set</loc>
    <lastmod>2026-09-23T01:22:33.825Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/reports-and-reconciliation/uas-billing-invoice</loc>
    <lastmod>2026-09-23T01:22:33.851Z</lastmod>
  </url>

  <url>
    <loc>https://knowledge.uportal360.com/uportal-guide/reports-and-reconciliation/welcome-calls</loc>
    <lastmod>2026-09-23T01:22:33.839Z</lastmod>
  </url>
</urlset>