Testing

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Users

Use these users when testing in uPortal360API or Apply Interface.

Outcome First Name Last Name SSN Description
Approved Approved Testcase 1001 The applicant has passed a credit check. The application has been locked and converted into a contract.
Pending Pending Testcase 1002 The applicant has passed a credit check. However, the application must be go through the KYC questions.
Declined Declined Testcase 1003 The applicant has failed a credit check. The application is locked.
No Hit NoHit Testcase 1004 The applicant’s information was not found during the credit check.
PATCH the application with updated information to try again.
Credit Freeze CreditFreeze Testcase 1005 The applicant’s credit report is frozen.
Dynamic Any First Name Testcase 1### Decisioning will be based on credit score of the last 3 digits of the SSN.

Payment Methods

Checking

Routing Number Account Number Remarks
122105278 100000000 Good
122105278 0000000006 Bad

Card

  • Exp. Must be month and year greater than today.
    • Example: If today is 9/1/2017 then use 10/2017
  • CVV: Any 3 digits
Type Brand Card Number
Credit Visa 4111 1111 1111 1111
Debit Visa 4000 0566 5566 5556
Debit Mastercard 5200 8282 8282 8210