Purpose and Usage
Reports in this Set will allow users to view the accounts being serviced. This will give you a good snapshot of the serviced portfolio. For Example, you can tell who is on Autopay and what account is not or who is current vs. past due.
FAQs
How can I see who has available credit?
This report will show what the consumer current line of credit is and the amount available credit. This information can be used to upsell or add additional services to the consumer.
Field Definitions
Column Name | Definition | Example |
|---|---|---|
Program | Name of the Company | XYZ Marketing |
Location | Location | XYZ Marketing |
Account # | XXXTT4 | XXXTT4 |
Contract # | 7 Character Random Account Number uniquely assigned by our system | TQKH435 |
Applicant | Applicant Full Name | Marisol Testcase |
Co-Applicant | Co-Applicant Full Name | John Testcase |
Applicant Phone Primary | Applicant's Phone Number | 888-233-2302 |
Applicant Email | Applicant's Email | |
Merchant External ID | Unique ID assigned by you and given to us during the origination process or via a data update | Student Number, Patient Number, and Merchant Number are some examples, and length and type can vary widely by merchant |
Status | Provides details about the Contract Status | |
Contract Sub Status | Provides more detail about the Contract Status | |
Code | Type of account | SRV |
Active Date | Date the account went active | 01/01/0000 |
Note Date | Date the contract was signed | 01/01/0000 |
Interest Rate | The interest rate for that consumer | 17.90 |
Term | The number of months that the contract is for | 24 |
1st PMT Date | The date of the consumer’s 1st payment | 02/01/0000 |
PMT Due Day | The day of the month that the consumer payment is due | 12 |
Next Due Date | The date of the consumer’s next payment | 02/01/0000 |
PMT | The amount that the consumer must pay | $287.10 |
PMT Override | The amount over the minimum amount due | $500.00 |
Past Due Amount | The dollar amount that the consumer is past due on | $0.00 |
Min PMT Due | The minimum amount that the consumer must pay | $287.10 |
Delq Date | The day after the missed payment | 12/02/0000 |
Delq Days | The number of days that the account is delinquent | 14 |
Delq Days EOM | The number of days the account will be delinquent at the End of the month | 44 |
Auto Pay Type | The type of card that the consumer has set up autopay with | Mastercard, Visa, Discover, Checking, None |
Credit Charges | The amount that the consumer has financed | $2,649.00 |
Credit Line | The amount of credit that the consumer can charge | $2,000.00 |
Credit Balance | The consumer's current balance | $2,649.00 |
Credit Available | The amount of credit that the consumer has available | $7,351.00 |
Amount Financed | The amount that the consumer has financed | $2,649.00 |
Total Amt PMT’s | Total amount of payments that have been made on the account | $1,254.67 |
PMT’s Made | The number of payments that the consumer has made on the account | 8 |
Prin Adj | The amount that was adjusted off of the principal balance | - $3059.00 |
Prin Pd | The amount that the consumer has paid toward the principal balance | $ 287.10 |
Prin Bal | The balance of the principal amount | $ 4,210.90 |
Int Accrued | The amount of interest that has accrued on the account | $120.53 |
Int Assessed | The amount of interest that has been charged to the account | $ 0.00 |
Int Pd | The amount of interest that the consumer has paid on the account | $143.79 |
Int Bal | The amount of interest that is left to pay on the account | $203.42 |
Fees Assessed | Fees that have been added to the account. NSF and Late fees | $25.00 |
Fees Pd | The amount of fees that the consumer has paid on the account | $10.00 |
Fees Bal | The amount of fees that are left to pay on the account | $15.00 |
Payoff Amt | The amount the consumer would need to pay the account off | $7,454.42 |
Zero Balance Date | The date that the account balance went to zero | 12/01/0000 |
Closed Date | The date that the account was closed | 12/01/0000 |
Exit Status | Used to indicate what happened to contracts we are no longer servicing | Cancel or Return |
Pricing Tier | Pricing Tier designated during origination | Servicing |