| Adj - Adjustment | General balance adjustment (non-cash) | Pos/Neg |
| Adj - Cancel or Return | Merchant Return or Cancellation | Neg and Decreases Consumer Balance |
| Adj - Promo Exp Int | Adjustment for expired promotional interest | Pos that increases Interest Assessed when a deferred interest promotion expires. |
| Adj - Small Balance Write-Off | Write-off of small remaining balance | Neg to reduce remaining fees or interest less than $11.00 |
| Adj - Sub Next PMT | Adjustment to subscription to skip payment | |
| Adj - Transfer | Used when Accounts are exited from UAS and transferred to another servicer. | Neg to reduce balance. The system expects all accounts to be $0.00 if they are closed. |
| Adj - Write-Off | Write-off for charged-off or unrecoverable balance | Neg to reduce balance. |
| AGING | Non-cash re-aging transaction for reporting purposes only | Pos amount that reduces Past Due Amount. |
| Fee - Annual Charge | Annual account fee | Pos |
| Fee - Convenience Charge | Fee for payment convenience methods | Pos |
| Fee - Late Charge | Late payment fee | Pos |
| Fee - NSF Charge | Returned payment (NSF) fee | Pos |
| Fee - Origination Charge | Loan origination fee | Pos |
| PMT - ACH | Payment via ACH (cash-in) | Pos (reduces bal) |
| PMT - ACH - Cancel | Canceled scheduled ACH payment | Neg |
| PMT - ACH - Invalid Trans | Invalid ACH payment flagged | Neg |
| PMT - Charge Back | Consumer disputed payment successfully charged back | Neg |
| PMT - Check | Payment via check | Pos (reduces bal) |
| PMT - Check - Not Deposited | Check marked received but never deposited | Neg |
| PMT - Credit Card | Payment via credit card | Pos (reduces bal) |
| PMT - Mass Refund | Bulk refund of prior payments | Neg |
| PMT - NSF | Returned payment due to insufficient funds | Neg |
| PMT - NSF Reversed | Reversal of a previously returned payment | Pos |
| PMT - Online - ACH | Online ACH payment | Pos (reduces bal) |
| PMT - Online - Credit Card | Online credit card payment | Pos (reduces bal) |
| PMT - Partial Refund | Partial refund issued to consumer | Neg |
| PMT - Payment | Generic payment | Pos (reduces bal) |
| PMT - Pre-Charge Back | Placeholder for pending chargeback | Neg |
| PMT - Refund | Refunded payment to consumer | Neg |
| PMT - To Client | Payment made to the merchant and reported to UAS. | Pos (reduces bal) |
| PMT - Western Union | Payment via Western Union | Pos (reduces bal) |
| Down Payment | Initial payment towards loan/financing | Pos - Does not impact Financed Amount, reduces Cash Price. |
| Down Payment - Cash | Cash portion of down payment | Pos - Does not impact Financed Amount, reduces Cash Price. |
| Down Payment - Charge Back | Down payment charged back | Neg - Does not impact Financed Amount. |
| Down Payment - Refund | Refund of the down payment | Neg - Does not impact Financed Amount. |
| Down Payment - To Client | Down payment transferred to merchant/client | Pos - Does not impact Financed Amount, reduces Cash Price. |
| Down Payment - To Client - Refund | Refund from client to UAS or consumer | Neg - Does not impact Financed Amount. |
| Charged-Off Adjustment | Adjustments made after an account has been charged off | Pos/Neg |
| PMT - To Primary Servicer | Payment reported to Primary Servicer. Only valid when UAS is the Backup Servicer. | Pos/Neg |
