Return Payment Service

• The return payment service is used to post reverse card and ACH transactions (This is a different service from API Return).
• This service handles single and bulk requests.
• The bulk request can be done through the vf_bulkReturnPmt :

• The single transaction return can be done from the original transaction record:
• Chargeback: Click Return PMT Apex and the page below will be displayed:

• ACH: Click Return PMT Apex and the page below will be displayed:

1. Finding the Original Payments:

2. Payment Gateway Code:

3. Handling Loan Issues:

4. STMT Handling: If a contract is in active status and does not have a current STMT, the method createCurrentStmt in the contractService class.
5. Create Rev Transaction:

6. Create Case:

7. Buckets:

{
    "records":
    [
        {
            "settlementDate":"2025-01-27",

            "rejectCode":"10.4",

            "partialAmount":null,

            "originalTransId":"3913077345",

            "newTransId":"CB02502640602",

            "amountToReverse":62.41
        }
    ]
}

• Return code
• Original transaction processed date
• Return amount
• Possible duplicate trans ID

• contractService : Used for reopening contracts and creating current statements.
• pmtMapService : Used for generating reverse payment maps.
• returnPaymentDlqEval : Used for triggering delinquency evaluation.

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