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How our Business Works:

  • UGA Finance (UGA)
    • Retail Seller Clients
      • Consumers
  • Universal Account Servicing (UAS)
    • Servicing Clients
      • Consumers
UGA Finance provides customized Consumer Financing programs to our retail seller client, who extend financing options to the customers/patients/members of their business in order to pay for the products or services from the retail sellers. Retail Sellers (or “Clients”) are the businesses that come to UGA Finance to get a Finance Program to offer to their business. Universal Account Servicing then “services” contracts created through the UGA Finance program, meaning that they are responsible for working with consumers to make sure they’re paying off the debt on their contract.